Financial Options

Here at Smiles by Dr. Sofia, we offer a variety of financial options to pay for your dental care. Dr. Sofia Kavakoglou accepts all payment methods and the following insurance providers:

  • Aetna®
  • Ameritas®
  • CareCredit®
  • Careington® – Platinum PPO
  • Cigna® – Advantage or DPPO
  • Delta Dental® – PPO and Premier
  • Empire BCBS – 100/200/300
  • Empire BCBS – Premium care
  • GEHA®
  • Guardian Direct®
  • Humana®
  • MetLife
  • Principal®
  • Sunlife/DHA
  • United Concordia® – ADDP (Military)
  • United Concordia® – TRICARE® (Military Family)
  • United Concordia® – National Advantage
  • UnitedHealthcare


  • Dobbs Ferry United Teachers Welfare Fund
  • Yonkers Federation of Teachers Welfare Fund
  • New York State Court Clerks Association Security Benefits Fund and Retiree Fund
  • New York State Supreme Court Officers Association

As a courtesy, we will submit your insurance claims to providers we are in-network with. Additionally, we will submit insurance claims to out-of-network carriers for patient reimbursement. For an additional finance resource, we also work with Sunbit for you to make payments on care for your smile. Please give us a call at 914-779-1211 if you have any questions about these options and schedule a consultation with our dentist in Yonkers, New York.